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    <p style="margin:0pt; orphans:0; text-align:center; widows:0"><span style="font-family:SimSun; font-size:26pt; font-weight:bold">网络借款协议</span></p>
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    <p style="font-size:12pt; line-height:300%; margin:0pt; orphans:0; text-align:center; widows:0"><span style="font-family:SimSun; font-size:12pt; font-weight:bold">借款人：</span><span style="font-family:SimSun; font-size:12pt; font-weight:bold">${borrower}</span></p>
    <p style="font-size:12pt; line-height:300%; margin:0pt; orphans:0; text-align:center; widows:0"><span style="font-family:SimSun; font-size:12pt; font-weight:bold">出借人：</span><span style="font-family:SimSun; font-size:12pt; font-weight:bold">${lender}</span></p>
    <p style="font-size:12pt; line-height:300%; margin:0pt; orphans:0; text-align:center; widows:0"><span style="font-family:SimSun; font-size:12pt; font-weight:bold">担保人：</span><span style="font-family:SimSun; font-size:12pt; font-weight:bold">${guarantor}</span></p>
    <p style="font-size:12pt; line-height:300%; margin:0pt; orphans:0; text-align:center; widows:0"><span style="font-family:SimSun; font-size:12pt; font-weight:bold">签订日期：</span><span style="font-family:SimSun; font-size:12pt; font-weight:bold">${create_date}</span></p>
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    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">借款人：</span><span style="font-family:SimSun; font-size:12pt">${borrower}</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">真实姓名</span><span style="font-family:SimSun; font-size:10.5pt">:</span><span style="font-family:SimSun; font-size:12pt">${real_name}</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">身份证号</span><span style="font-family:SimSun; font-size:10.5pt">:</span><span style="font-family:SimSun; font-size:12pt">${card_id}</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">出借人：</span><span style="font-family:SimSun; font-size:12pt">${lender}</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">担保人</span><span style="font-family:SimSun; font-size:10.5pt">:</span><span style="font-family:SimSun; font-size:12pt">${guarantor}</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">地址：</span><span style="font-family:SimSun; font-size:12pt">${address}</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">&nbsp;</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">一、岀借项目详情及还款计划</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">1.1</span><span style="font-family:SimSun; font-size:10.5pt">项目介绍</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">项目名称</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">项目编号</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">借款总额</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">预期收益率</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">还款方式</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">收益期起始</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">担保代偿期限</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">借款用途</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">1.2</span><span style="font-family:SimSun; font-size:10.5pt">还款计划</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">还款日期:${repayment_date}</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">还款金额:${repayment_amount}</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">二、借款流程</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">累计还款额</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">&nbsp;</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">2. 1</span><span style="font-family:SimSun; font-size:10.5pt">申请生成协议：岀借人按照平台方的规则，</span><span style="width:9.22pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">在对借款人发布的借款项目中点击“投资”按钮，</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">井确认订立本协议，然后跳转到第三方支付机构订单信息页面，</span><span style="width:21pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">输入账户交易密码，点击“确定</span><span style="font-family:SimSun; font-size:10.5pt">&quot;</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">按钮时，本协议生成 。</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">2. 2</span><span style="font-family:SimSun; font-size:10.5pt">出借资金冻结：岀借人点击第三方支付机构订单信息页面的“确定</span><span style="font-family:SimSun; font-size:10.5pt">&quot;</span><span style="font-family:SimSun; font-size:10.5pt">按钮，</span><span style="width:20.75pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">即视为其已经向</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">平台方合作的第三方支付机构发出不可撤销的授权指令，</span><span style="width:10.5pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">授权第三方支付机构或监管银行冻结岀</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">借人其名下账户的确认出借资金， 冻结的岀借资金等同于本协议条款 </span><span style="font-family:SimSun; font-size:10.5pt">1. 1</span><span style="font-family:SimSun; font-size:10.5pt">中所列的“借款总额” 的资金。上述冻结将在本协议生效时或本协议确认失效时解除。</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">2. 3</span><span style="font-family:SimSun; font-size:10.5pt">本协议生效：本协议在借款人发布的借款需求全部得到满足且借款人借款需求所对应的资金</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">已经全部划转至借款人或岀借受托人资金托管账户时立即生效。</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">2. 4</span><span style="font-family:SimSun; font-size:10.5pt">岀借资金划转：本协议生效的同时，借款人即不可撤销地授权平台方委托相应的第三方支付机构及监管银 行等合作机构，将金额等同于本协议条款</span><span style="width:19.36pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">1.1</span><span style="font-family:SimSun; font-size:10.5pt">所列的所列的“借款总额”的资金，</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">由出借人的资金托管账户划转至出借受托人资金托管账户，岀借受托人与借款人的主借款协议、担保协议等 同时生效。岀借人出借资金连同其他岀借人资金共同经由岀借受托人资金托管账户划入借款人的资金托管账 户中，</span><span style="font-family:SimSun; font-size:10.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><span style="font-family:SimSun; font-size:10.5pt">划转完毕即视为借款发放成功。</span><span style="font-family:SimSun; font-size:10.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><span style="font-family:SimSun; font-size:10.5pt">借款人可通过“提现”操作将划转</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">的资金转至其名下的银行账户上。借款人是否执行“提现”操作不影响本协议的效力。</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">&nbsp;</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">三、授权委托</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">3.1</span><span style="font-family:SimSun; font-size:10.5pt">出借入保证其所有出借的资金来源合法，</span><span style="width:16.91pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">出借人是该资金的合法所有或合法使用人。</span><span style="width:10.5pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">若第三</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">方对资金归属、合法性问题发生争议，</span><span style="width:10.5pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">则由出借人自行负责解决。若出借人未能解决，则须放弃</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">享有其所借贷项目约定的一切收益。如给借款人、担保人和平台方造成损失的，应当赔偿损失。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">3. 2</span><span style="font-family:SimSun; font-size:10.5pt">鉴于银客网岀借人网络众筹投资模式的特殊需求，</span><span style="width:14.25pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">为最大限度保障岀借人投资利益，</span><span style="width:10.5pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">方便出</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">借人对借款人、担保人责任追偿及办理相关借款公证手续，</span><span style="width:21pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">岀借人对借款人的出借资金将由银客</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">网指定或与担保方协商确定的受托人对独立出借人岀借资金进行归集</span><span style="font-family:SimSun; font-size:10.5pt">,</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">下简称“出借受托人”）作为名义出借人向借款人办理资金集合出借手续</span><span style="font-family:SimSun; font-size:10.5pt">,</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">义岀借资金并签署与本协议规定条件一致的借款合同及相关公证手续</span><span style="font-family:SimSun; font-size:10.5pt">,</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">岀借人授权该受托人（以</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">以出借受托人本人名</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">借款债权均由出借人按实</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">际投资比例享有，借款也均由借款人依据承诺借款用途实际使用。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">3. 3</span><span style="font-family:SimSun; font-size:10.5pt">岀借人授权岀借受托人的代理权限：出借受托人有权代理出借人将出借人投入本项目的资</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">金</span><span style="font-family:SimSun; font-size:10.5pt">.</span><span style="font-family:SimSun; font-size:10.5pt">连同其他岀借人的投资资金按约定融资条件集合成一笔资金整体出借给借款人，</span><span style="width:15.75pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">岀借人授权</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">岀借受托人就上迖资金出借以岀借受托人自已的名义与借款人以及担保公司签署主借款协议、</span><span style="font-family:SimSun; font-size:10.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><span style="font-family:SimSun; font-size:10.5pt">担</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">保协议及其它相关协议，该系列协议签署效力得到出借人确认，是出借人完全的真实意思表示，其实际权利</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">义务均由岀借人享有或承担。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">3.4</span><span style="font-family:SimSun; font-size:10.5pt">出借受托人将无偿履行以下义务：</span><span style="width:11.88pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">出借受托人有义务将岀借人交付的资金全额及时出借给借</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">款人使用</span><span style="font-family:SimSun; font-size:10.5pt">.</span><span style="font-family:SimSun; font-size:10.5pt">资金出借后出借受托人有义务为出借人利益按照借款协议及时收取利息和本金井转付岀借人。当</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">借款人违约不按照约定支付利息或偿还本金时，</span><span style="width:10.5pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">有义务为出借人利益向担保人发起代</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">偿请求或其它追偿行动。收回的所有款项按出借人岀资比例转付出借人。</span><span style="width:21pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">出借受托人提供以上代</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">&nbsp;</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">理所支岀的实际费用（若有）由岀借人按实际岀资比例承担，岀借受托人不额外收取任何费用。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">3. 5</span><span style="font-family:SimSun; font-size:10.5pt">出借受托人与借款人所签借款协议应符合本协议以下规定内容。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">四、本息偿还方式</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">4. 1</span><span style="font-family:SimSun; font-size:10.5pt">本项目如涉及两人以上借款，任一借款人均应履行本协议项下的义务，</span><span style="width:8.36pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">对全部借款承担连带</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">清偿贵任，出借人有权向任一借款人追索本项目项下全部应付款项，包括不限于本金、</span><span style="font-family:SimSun; font-size:10.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><span style="font-family:SimSun; font-size:10.5pt">利息、逾</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">期罚息、滞纳金及其他费用。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">4. 2</span><span style="font-family:SimSun; font-size:10.5pt">借款人必须按照借款合同的约定按时、足额偿还对出借人的本金和收益。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">4. 3</span><span style="font-family:SimSun; font-size:10.5pt">出借人授权平台方可以委托担保人在每个还款日当日（不迟于</span><span style="width:8.64pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">）或之前代为</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">向借款人收集按期约定的收益，金额等于本合同第二章第二条的还款计划金额。</span><span style="width:10.5pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">若担保入对平台</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">方支付完成，平台方根据合同约定转交约定金额，</span><span style="width:21pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">视为借款人已履行借款合同对出借人的还款义</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">务。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">4. 4</span><span style="font-family:SimSun; font-size:10.5pt">如果还款日遇到法定假日或公休日，还款日期不进行顺延。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">4. 5</span><span style="font-family:SimSun; font-size:10.5pt">若由于银行或第三方支付休假原因或系统问题延迟交易，</span><span style="width:19.29pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">导致还款延期 </span><span style="font-family:SimSun; font-size:10.5pt">____</span><span style="font-family:SimSun; font-size:10.5pt">日以内，则平</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun-ExtB; font-size:10.5pt">台方不承担任何责任。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">4. 6</span><span style="font-family:SimSun; font-size:10.5pt">如遇到还款当月无还款日对应日的月份，还款日为应还款当月的最后一日。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">4. 7</span><span style="font-family:SimSun; font-size:10.5pt">募集期内（岀借人资金被冻结的次日至平台方指令向借款人放款的前一日）</span><span style="width:18.71pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">出借人不享有任</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">何利息。</span></p>
    <p style="margin:0pt; orphans:0; text-align:justify; widows:0"><span style="font-family:SimSun; font-size:10.5pt">&nbsp;</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">五、</span><span style="width:21pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">提前还款</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">5.</span><span style="width:13.03pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">1</span><span style="font-family:SimSun; font-size:10.5pt">借款人可在借款期间的任何时候通过平台方提前偿还剩余本金</span><span style="font-family:SimSun; font-size:10.5pt">&quot;</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">5. 2</span><span style="font-family:SimSun; font-size:10.5pt">若借款人提前偿还全部剩余本金，借款人及岀借人委托平台方代为处理提前结清的相关事项，井且借款人 应向岀借人支付提前还款违约金，违约金等于该项目预期收益率的一个月收益。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">因提前还款所产生的提前还款手纟卖费由借款人和平台方另行约定，与岀借人无关。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">5.</span><span style="width:13.03pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">3</span><span style="font-family:SimSun; font-size:10.5pt">借款人不允许提前部分还款。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">六、</span><span style="width:21pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">逾期还款</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">6.1</span><span style="font-family:SimSun; font-size:10.5pt">每个还款日</span><span style="width:2.1pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">前，借款人未足额支付当月应还款的，则视为逾期。</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">6.</span><span style="width:13.03pt; text-indent:0pt; display:inline-block"></span><span style="font-family:SimSun; font-size:10.5pt">2</span><span style="font-family:SimSun; font-size:10.5pt">借款人逾期的，借款人尚未清偿的全部剩余本金和收益自逾期之日按 </span><span style="font-family:SimSun; font-size:10.5pt">${interest_rate}</span><span style="font-family:SimSun; font-size:10.5pt">日的利率计收</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">逾期罚患给岀借人和</span><span style="font-family:SimSun; font-size:12pt">${Interest}</span><span style="font-family:SimSun; font-size:10.5pt">％</span><span style="font-family:SimSun; font-size:10.5pt">/</span><span style="font-family:SimSun; font-size:10.5pt">日的利息计算平台违约金给平台方，直至清偿应付本金、收益和逾</span></p>
    <p style="margin:0pt; orphans:0; widows:0"><span style="font-family:SimSun; font-size:10.5pt">期罚息。</span></p>
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